As a parent, our child is one of the best things that ever happen in life. Our main concern most of the time is making sure that they are safe and healthy all the time. One of the best ways to do it is to register them in kid’s insurance as early as possible. Even if they are young, you should make it as one of the prioritize tasks on your list. Here is why:
Do Not Risk Your Child Safety
Postponing your decision to get a later insurance for your kid because they look healthy right now is one that you don’t one to make. You would never what will happen and it is best if you came prepared for the worst-case scenario possible. More so, if you register early, you are going to gain some perks from your insurance agency.
Lower Cost Needed
You will often ask to pay your insurance based on age selection. The younger you are, the less amount of premium that you have to pay for, hence having your kid’s insurance in the early years will give you advantages. You will also get more option plans if you choose to go on this road.
If you hit a certain age, most insurance policies will not be available for you to take. They often have a limit on how old a person can register before getting their service. Yet, having it since you are young will give you a prioritize lifetime renewability privilege. This will allow you to have your safety covered no matter when.
Get Easy Approved
Health insurance agencies have a tendency will unlikely to reject your offer in registering your kid’s insurance. They are under the assumption that children’s health doesn’t need as much budget to cover, seeing that not many kids bear a serious disease that will cost many medical bills. So, chances are, applying for it will be received well by them,
Maybe your child is now growing healthy, but you never know what’s happen in the future. You don’t want to suddenly find yourself in debt with medical bills because you don’t plan for it. Even in a country like Indonesia, medical expenses in big cities increase up to 13% every year. So, securing yourself financially by having a backup plan to cover yourself is a smart thing to do,
No More Waiting
You might find that many insurance agencies have a mandatory waiting period up to 2-4 years for a pre-existing medical condition. This means that all your hospital bills for a certain illness will not be covered when you are in a waiting period. That would not happen if you have been you have a kid’s insurance as you are allowed to claim it seeing as your waiting period will be over a lot quicker.
We all know that parents have a job to prioritize our child’s safety and their health. Registering insurance is one of the ways to do it, but having a solid saving fund for them is the better approach. Saving will take you far more than insurance will cover if you are smart on planning your saving balance. So, remember to save early for your kid’s future.